USCA Sidecar Forum

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insurance question

Thanks for the info, I did decide to go with progressive, I was going to go with Safeco, but they are a liberty mutual company and to be honest, I'm kinda ed off at liberty right now

Just to put word out for anyone else who may be in my circumstance, Dairyland was the ONLY insurance company who would cover a non-US resident, US citizen, on a rig licenced in a US territory operating in the Continental US, albeit at a ruinous rate.

None of the biggies understood that a US Territory is part of the US, and firms that specialised in insuring non-US citizens knew their geography better.

Nationwide is good. They insured my sidecar with $7500 accessories coverage. That's as high as I could go. Not bad since the car is worth $10000 new. Progressive isn't bad but I dropped them a few years ago for personal reasons..
Lee

judea1lee - 4/20/2016 9:00 PM

Nationwide is good. They insured my sidecar with $7500 accessories coverage. That's as high as I could go. Not bad since the car is worth $10000 new. Progressive isn't bad but I dropped them a few years ago for personal reasons..

Thanks but nationwide doesn't insure in Massachusets
Lee

I have Progressive and they only go to $4000 in accessory coverage on mine , I checked into Riders Insurance(east coast only company) and they are $12 a year cheaper for insurance on 4 bikes and have a $6000 accessory coverage. I have a Velorex sidecar so progressive is fine for my coverage needs.

Doug "Rain Man" Plotner 2nd Thief M/M chapter coordinator Eastern Panhandle WV USCA #8789 01 883C Sportster /Velorex combo 95 Ultra Classic Electra Glide /California Friendship combo Iron Butt Association member

insurance coverages vary for sure as do agents, when i switched agents my progressive rates dropped big time!!

My wife talked me into using Progressive as a offshoot of her USAA policy (they don't cover motorcycles). Less than two months after getting the policy and while the Velorex was in the shop being customized, I totaled the Yamaha V-Star 1100. Dropped it doing 50MPH. Walked away with one minor scratch and Progressive saved me on the bike. Called them on a Friday, they had an adjuster at the Yamaha shop over the weekend and got the check to me Monday morning. They wrote the bike off and gave an allowance for every little accessory that had been added. I think they are great, even if they were about five bucks more than State Farm would have been. State Farm was cheaper because we have our home, cars, truck and other motorcycle with them. Thinking about switching my other rig to Progressive....

state farm was very expensive for the motorcycle insurance so i went with progressive .and i have all my other insurance with them which surprised me .i went with State Farm for my homeowners because they were dog friendly .i was dropped by my long time homeowners insurance company because i had rotties and State Farm doesnt have a bad dog list.

I use Foremost through the AARP. No claims yet, and I hope I never have one, so don't know about how easy they are to work with. The price is definitely good, and on one rig they allowed me to determine the value of my rig should I have a "total" accident.

you never know how good your insurance is or how the experience is going to be until you have a claim. Fortunately, have not had to find out to this point, but since I also have Progressive the positive comments reduce the fear of the unknown.