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insurance question

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We switched to Rider Insurance out of New Jersey, 800-595-6393, when we bought the 2005 RG as a tug. We were with Foremost thru HD Insurance. In April 2015, we were surprised to be told they provided enough "Accessory Coverage" to cover a complete replacement cost for the Sidecar. We questioned the comment, but were reassured it would be covered. Foremost had charged additional "Accessory Coverage" fees to cover the trike conversion.

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